Top 5 Challenges Facing FedEx P&D Contractors in 2025
May 5, 2025
The 6 Best Fuel Cards for FedEx P&D Contractors.
Fuel is your second-largest expense after payroll. We compared the top 6 fuel cards so you can pick the best fit for your fleet and start saving.
Why Fuel Cards Matter
Most FedEx P&D contractors spend between 5% and 20% of annual revenue on fuel. With profit margins hovering around 8% to 15%, even a few cents per gallon can make a meaningful difference over the course of a year.
Beyond savings, the right fuel card gives you visibility into where your fuel dollars are going. Track spending by driver, set purchase controls to prevent fraud, and generate clean reports that simplify tax time and expense tracking.
Fleet Wage integrates with all six providers below. During Step 4 of payroll processing, select your fuel card provider, upload the transaction file, and Fleet Wage automatically matches fuel costs to each driver.
The best fuel card depends on where your drivers fuel up, how much control you need, and whether you prioritize maximum rebates or universal acceptance.
All 6 Cards at a Glance
Scroll right on mobile to see all columns.
| Feature | 🏆 Fuelz | RCPA | WEX | Piston | Sunoco | Coast |
|---|---|---|---|---|---|---|
| Card Type | Fuelman / Mastercard | Mastercard | Proprietary | Cardless (QR) | WEX-issued | Visa |
| Stations | 50,000+ | 160,000+ | 180,000+ | 800+ | 5,200+ | Universal |
| In-Network Rebates | Up to 16¢/gal Fleet Wage Exclusive | Up to 12¢/gal | 3¢-15¢/gal | No markup pricing | 6¢/gal | 3¢-9¢/gal |
| Out-of-Network (unleaded) | 1.8¢/gal Fleet Wage Exclusive | 1.5¢/gal | 1.0¢/gal | N/A | WEX network rates | 1% back non-fuel |
| Monthly Fee | $0 | $0 | $2-$4/card | $0 | Varies | $4/user |
| Setup Fee | None | None | May apply | None | None | None |
| Controls | PIN, gallon, time, vehicle | PIN, limits, location | PIN, time, caps, product | QR verify, vehicle-tied | PIN, odometer, time | PIN, GPS, merchant blocks |
| Fraud Protection | Real-time alerts | Mastercard standard | Zero Liability + SecureFuel | No card = no skimming | SecureFuel + driver ID | GPS decline + $25K/yr |
| Reporting | Portal + weekly reports | Savings Dashboard | Portal + SmartHub app | Real-time + digital receipts | Portal + SmartHub app | Real-time dashboard |
| Integrations | Fuelman ecosystem | GroundCloud | Telematics, accounting | Growing | WEX ecosystem | Fleetio, QuickBooks, Sage |
| Fleet Wage | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| FW Exclusive | 10% off + best rebates | — | — | — | — | — |
| Best For | 🏆 #1 Pick | FedEx P&D | Wide coverage | Anti-fraud | East/South U.S. | Most expensive |
Each Fuel Card, Reviewed
What makes each card stand out and where they fall short for FedEx P&D contractors.
- Highest in-network rebate: up to 16¢/gal
- Fleet Wage exclusive: 10% off subscription
- 50+ years experience (McPherson Oil)
- Stronger in Southeast U.S.
- Smaller brand, less documentation
- Fuelman network smaller than WEX/Visa
- Zero fees of any kind
- Built for FedEx P&D via Route Consultant
- Quarterly rebate payouts
- GroundCloud partnership
- Best rebates only at Premier Stops
- Quarterly payouts (slower)
- Late fees can be steep
- Dashboard still evolving
- Widest U.S. station coverage
- EDGE discounts on tires, hotels, wireless
- 24/7 support + roadside assistance
- SmartHub mobile app
- Best rebates need 5,000+ gal/mo
- Rebates excluded at major truck stops
- Opaque quote-driven pricing
- Enterprise-oriented
- No card = no skimming or lost cards
- Zero fees for fleets
- Founded by former fleet operators
- Real-time vehicle-level verification
- Small station network (growing)
- Requires driver smartphones
- Newer company, less track record
- Coverage gaps remain
- 15¢/gal intro for 6 months
- Universal card gives WEX coverage
- PIN + odometer controls
- SmartHub mobile app
- Best savings only East/South U.S.
- Drops to 6¢/gal after promo
- Branded card very limited
- No advanced telematics
- One card for fuel + maintenance + supplies
- GPS auto-decline, $25K/yr fraud guarantee
- Real-time line-item dashboard
- No personal guarantee
- Most expensive at $4/user/mo
- Must pay in full each cycle
- Not for sole proprietors
- Lower rebates vs. specialized cards
All 6 Fuel Cards Integrate Directly with Fleet Wage
Upload your fuel transaction file during payroll Step 4 and Fleet Wage matches costs to each driver automatically. See per-driver fuel spend, expense per stop, and true profit.
Start Your Free Trial →How Much Will You Save with Fuelz?
Adjust your fleet size and fuel usage to see your estimated cash back.
Fleet Wage customers get 10% off their subscription.
Which Card Should You Pick?
Our Picks by Scenario
Final Thoughts
Fuel card selection is not a set-it-and-forget-it decision. As your fleet grows, routes change, and fuel prices fluctuate, revisit which card is giving you the best return. Some contractors run two cards: one for maximum rebates at specific stations and another for universal coverage.
The most important thing is tracking fuel spend at the driver level. Without that visibility, you are flying blind on one of your biggest expenses. Whichever card you choose, upload that data into Fleet Wage every pay period so you can see the full picture: revenue, labor costs, fuel costs, and true per-stop profitability for every driver on your roster.
Have questions? Reach out to our team at 267-632-8934 or email [email protected].
